prudent

Facts:

The term "prudent" describes a person who thinks carefully about his actions and makes wise decisions.

Often "prudence" refers to the ability to make wise decisions about practical, physical matters, such as in managing money or property.
Although "prudence" and "wisdom" are similar in meaning, often "wisdom" is more general and focuses on spiritual or moral matters.
Depending on the context, "prudent" could also be translated as, "shrewd" or "careful" or "wise."