en_tn_lite_do_not_use/rom/04/04.md

Now to him who works, the recompense is not counted as from grace, but as what is owed

This is describing a situation where a person who works expects to be paid for the work. That person does not consider payment a free gift or "grace."

to him who works...to him who does not work

"to anyone who works...to anyone who does not work"

recompense

"wages" or "pay" or "what was earned by working"

what is owed

what is owed- "what his employer owes him"

in the one who justifies

"in God, who justifies"

his faith is counted as righteousness

“God considers that person's faith as righteousness” or "God considers that person righteous because of his faith" (See: rc://en/ta/man/translate/figs-activepassive)