prudent

Facts

The term "prudent" describes a person who thinks carefully about his actions and makes wise decisions.

Often prudence has to do with wisdom in physical matters, such as in managing money or property.
By saving money or goods a person is being prudent.
Although similar in meaning to "prudence," the term "wisdom" is more general and often focuses on spiritual or moral matters.
Depending on the context, this could also be translated as, "shrewd" or "careful" or "wise."